Resources for Your First Apartment

What You Might Need

  • Mailing address & pickup
    • Change of address
  • Utilities (Water & sewer, gas, electricity, trash, phone, security, etc.)
    • Billing dates
    • Trash pickup dates
    • Contact numbers
  • Extra set of keys
  • Cleaning supplies
    • Vaccum
    • Broom & dustpan
    • Mop
  • Furniture
  • Bath towels
  • Sheets
  • Toolbox
  • Plunger

From: Moving to Your First Apartment? Tips on What You’ll Need

Utilities

  • Water & sewer
  • Gas & electricity
  • Trash
  • Phone
  • Cable
  • Internet
  • Security

Budgeting

Budget Spreadsheet Templates

  • Daily Budget Template: The “Poor Mans Budgeting Spreadsheet” – Calculates a daily spending limit base on income and expenses.
    Source: Reddit
  • Monthly Budget Template: A straight forward spreadsheet for monthly tracking that tracks projected against actual income and expenses.

Budget Apps

PocketGuard

PocketGuard iOS

PocketGuard is a free app that makes it easy to take control of your personal finance and stop overspending. Its intuitive money management tools help you make a budget, track spending and build savings automatically. Link your bank accounts & credit cards and track everything from account balances & transactions to net worth and more in one place.

This app is great if you want to make sure you don’t spend too much. The app connects to all your accounts and helps you track your spending throughout the month. It also lets you easily see what you’re spending on recurring subscriptions and everyday expenses.

Wally

Wally iOS

Wally is the best way to track all your accounts, spending and set budgets so you can reach your financial goals easily. Since 2014, Wally has helped millions of people just like you take control of their finances. You’ll love how Wally simplifies your day-to-day finances and puts you in control.

Wally has one of the plainest UI’s on this list, but it’s a great choice for those who want powerful automatic spend tracking. A really cool feature is it offers a built-in receipt scanner, so you can even keep track of cash payments.

ynab icon

YNAB iOS

YNAB—Budget, Personal Finance, Expense Tracker. YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year.

YNAB, or You Need A Budget, is a terrific app for those looking outside the traditional envelope budgeting systems. The app takes your income and builds a budget around it instead. It’s not for everyone, but it’s worth checking out, because it may be perfect for you.

Mvelopes

Mvelopes iOS

YNAB—Budget, Personal Finance, Expense Tracker. YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year.

YNAB, or You Need A Budget, is a terrific app for those looking outside the traditional envelope budgeting systems. The app takes your income and builds a budget around it instead. It’s not for everyone, but it’s worth checking out, because it may be perfect for you.

When Your Lease Is About To End

Videos

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